PCI DSS 4.0

​The PCI DSS has undergone several revisions since its inception, the most recent being version 4.0. It was released in April 2021 and became effective in January 2022. While not required by law for businesses, PCI compliance is highly recommended and oftentimes mandatory for securing important business deals. That is because complying with the PCI DSS can help protect your business from data breaches, which can be costly.

The PCI DSS is made up of 12 requirements divided into six categories:

Build and Maintain a Secure Network

Protect Cardholder Data

Maintain a Vulnerability Management Program

Implement Strong Access Control Measures

Regularly Monitor and Test Networks

Maintain an Information Security Policy

PCI DSS 4.0 and older versions: What’s changed?

Requiring businesses to use only strong cryptography when encrypting cardholder data (CHD). Previously, businesses could choose whether or not to encrypt CHD. Now, they must use strong cryptography if they want to store, process, or transmit CHD.

Enhanced password management requirements

Businesses must now use multi-factor authentication for all non-console administrative access and ensure that passwords are not reused.

Improved security for virtual machines and containers

Businesses must now deploy security controls for both environments. 

While not required by law for businesses, PCI compliance is highly recommended and oftentimes mandatory for securing important business deals. That is because complying with the PCI DSS can help protect your business from data breaches, which can be costly.

Why is PCI DSS important?

PCI DSS compliance can be a challenge, but it’s important to remember that the standards are in place to help businesses protect themselves from data breaches. By following the PCI DSS requirements, companies can minimize their risk of suffering a data breach. And, if a data breach does occur, being PCI DSS compliant can help businesses reduce the cost and damage caused by the breach.

So, if you’re looking to improve your business’s security posture, start by ensuring that you’re compliant with the latest version of the PCI DSS. Your customers will thank you for it!

Reasons why PCI DSS 4.0 is better than older versions

Requires businesses to use only strong cryptography when encrypting cardholder data

This helps ensure that data is adequately protected and makes it more difficult for attackers to decrypt.

Enhances password management requirements

The new requirements help ensure that passwords are not reused and that administrative access is adequately secured.

Improves security for virtual machines and containers

The new requirements help to ensure that these environments are properly secured.

Ready To Get Started?

If you have any questions about PCI DSS or how it affects your business, don’t hesitate to contact us.

We would be happy to help you get started on your compliance journey.